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Healthcare Reform Webinars 

<<In order to view one of the recorded webinars listed below, you will need to complete a registration form by clicking on "Register Now.">>

Impact of Recent Guidance on Health FSAs: What You Need to Know - Recorded November 11, 2013
Gallagher Benefit Services is pleased to present this timely recorded webinar on recently released guidance titled Impact of Recent Guidance on Health FSAs: What You Need to Know. As many of you know, on October 31st, the regulators released important new guidance that provides Section 125 cafeteria plans the flexibility to allow for a carryover of up to $500 of unused health FSA amounts, assuming that certain conditions are satisfied. This guidance is in addition to guidance released on September 13th that mandates that a health FSA must be an excepted benefit in order to be compliant with PPACA’s numerous market reforms.

As a result of this important guidance, we have put together this webinar to assist our clients’ understanding of the new rules and their impact. The webinar starts with some historical context and then discusses the October 31st guidance in great detail; with an emphasis of what steps employers must undertake if they wish to adopt a carryover provision for their health FSA. In addition to a discussion of the guidance, we also include numerous examples to help with your comprehension. Thereafter, the webinar addresses the requirements a health FSA must satisfy in order to be an excepted benefit. Again, we provide a number of useful examples to help illustrate the discussion. We conclude our webinar by discussing action steps employers that sponsor a health FSA may wish to consider.

Open Enrollment in the Era of Healthcare Reform - Recorded August 8, 2013
Each year employers make plan design decisions and employees make elections during annual enrollment for the upcoming year. HR professionals must communicate with a large number of employees and complete a variety of administrative activities in a very short period of time. This year may be even more challenging due to the number of new healthcare reform requirements that become effective in 2014.

Our recorded webinar takes a look at some major changes for 2014, the effect of the Supreme Court’s same-sex marriage decision, enrollment rules, required and optional communications and administrative activities that should be part of every annual enrollment. We also include links to GBS webinars and publications as well as government websites with more information. The goal of our webinar is to help Human Resource professionals avoid problems.

Wellness Programs: Impact of the Final PPACA Rules - Recorded July 25, 2013
Gallagher Benefit Services is pleased to present this timely recorded webinar as part of our 2013 Healthcare Reform series, Wellness Programs: Impact of the Final PPACA Rules. As we know, wellness programs come in all shapes and sizes and have had a variety of names over the years. Some programs reward certain behaviors, biometrics, and/or participation in certain activities. These programs attempt to address body, mind and pocketbook – helping employers reduce benefit costs and lost work time, while increasing employee productivity and satisfaction. Prior to the passage of healthcare reform, HIPAA prohibited group health plans from discriminating against plan participants in eligibility, benefits, or premiums based on a health factor. An exception was permitted for wellness programs which would allow a limited amount of rewards, or penalties, in return for adherence to a wellness program.

While healthcare reform (PPACA) adopted many aspects of the HIPAA rule, as they related to wellness programs, there were a number of significant changes introduced by the final regulations issued in June 2013. This webinar will walk you through the impact of healthcare reform on wellness programs. The webinar starts with some historical context and then discusses both participatory programs and health-contingent programs and addresses how those programs were impacted by the final rules. The webinar also includes a discussion of when you need to comply with the final rules and provides some action items you may want to consider.

Healthcare Reform Coverage Mandates for 2014 What You Need To Do - Recorded June 27, 2013
Gallagher Benefit Services is pleased to present the next recorded webinar in our 2013 Healthcare Reform series, Healthcare Reform Coverage Mandates for 2014 – What You Need To Do. This informative webinar pulls together information organization should consider as they prepare for the ‘Employer Shared Responsibility’ as well as the significant changes that become effective with 2014 Plan Years. The webinar begins with a look back covering many changes affecting group health plans already in place.We close with a close review of the notices, reporting and fees associated with the various sections of PPACA, including the first fees that must be remitted by some plans by July 31, 2013.

Understanding Healthcare Reform Fees and Taxes: The Impact on Employers - Recorded April 4, 2013
The funding of healthcare reform has resulted in a number of different fees or taxes that apply to different entities sometimes in different ways. Moreover, several sources of funding have already been implemented.

This 20 minute webinar provides direct information about the fees/taxes that apply to group health plans, addressing self-funded plans separately from group insurance. Attached to the presentation are several handouts providing the finer detail while the presentation takes you through the bigger picture.

Counting Hours 2: Rules in light of additional guidance - Recorded March 15, 2013
Gallagher Benefit Services is pleased to offer an update to our October 2012 presentation “Counting Hours: The New Math for 2014." With this webinar we cover some of our earlier presentation, updated for the comprehensive proposed rules released by the Department of the Treasury on January 2, 2013. This webinar focuses on the rules relating to determining full-time status for variable hour employees, the standard and initial measurement periods, rules on administrative periods and hours of service. We also cover important new rules about handling employee leaves, rehires, and collectively bargained employees and more. This updated and revised webinar is an important companion to our February 21, 2013 webinar “Employer Shared Responsibility: Rules of the Road."

Employer Shared Responsibility: The Rules of the Road - Recorded February 21, 2013
There has been a great deal of discussion about the Healthcare Reform ‘Employer Shared Responsibility’ requirements. However, much of the discussion has centered on the determination of the full-time status of variable hour employees. Employer Shared Responsibility requires much more preparation from all employers and plan sponsors.

In Gallagher Benefit Services first pre-recorded webinar in our 2013 Healthcare Reform webinar series we explore the many other important requirements as well as transition rules that may help make implementation of this requirement less onerous. In our 70 minute webinar we cover:



The employers subject to the requirements and how to make that determination


  Specific requirements to fulfill the Employer Shared Responsibility requirements


  What are ‘Variable Hour Employees’


  Collectively Bargained Employees and Taft-Hartley Plans


  Compliance Dates


Available Transition Rules

Private Exchanges: Their Evolution, Function and Value Proposition - Recorded July 23, 2012
While the Patient Protection and Affordable Care Act ("PPACA") formally mandates State Exchanges (government sponsored exchanges), Private Exchanges (non-government sponsored exchanges) have been around since the 1980s. New models are evolving as the industry shifts its attention to empower consumers to make the best use of their investment in health insurance. With the recent U.S. Supreme Court opinion, which held the Individual Mandate constitutional, interest and investment in Private Exchanges will continue to accelerate.

Our 30-minute webinar will provide you with an understanding of the Private Exchanges, their expected functionality, and their value proposition.

State Exchanges: Background, Core Functionality and Status - Recorded July 16, 2012
Now that the U. S. Supreme Court has issued its much-anticipated decision on the constitutionality of the Individual Mandate provision of the Patient Protection and Affordable Care Act ("PPACA"), many employers are increasing their attention on other aspects of PPACA that must be implemented by January 1, 2014. Some of the most important provisions of PPACA are centered on the creation of the State Exchanges, which are meant to facilitate the purchase of minimum essential coverage by expanding the availability of such coverage.

Our 30-minute webinar will provide you with an understanding of the State Exchanges and their expected functionality. This webinar also includes a current scan of the State Exchange marketplace.

The Supreme Court's Ruling on Healthcare Reform: Rationale and Impact - Recorded July 5, 2012
The U. S. Supreme Court issued its decision on the constitutionality of the Patient Protection and Affordable Care Act ("PPACA") on June 28. The Court ruled that the individual mandate is constitutional, but that the expansion of the Medicaid program violates the Constitution because it threatened states with the loss of existing Medicaid funding if they did not comply with the expansion. Their ruling kept the Medicaid expansion in place, but gives states an option on whether to accept the Medicaid expansion.

Our 40-minute webinar summarizes the Court's decision and the rationale behind their ruling. It also provide a quick look at the PPACA provisions already in effect plus a high level overview of State Exchanges and PPACA provisions beyond 2012.

The Basics of Summary of Benefits and Coverage(SBC) - Recorded June 1, 2012
Our 60-minute webcast reviews the detailed regulatory agency guidance issued through May 2012 as well as practical considerations that you may face during implementation. Some of the areas we cover are:

Which of your plans must comply with the SBC requirements.


When must your group health plan comply with the requirements.


Who will be responsible for creating and distributing the SBCs.


A review of the SBC Template.


Information on the requirements for delivering and distributing SBCs.

We also address some Frequently Asked Questions to clarify provisions about which we have received a number of questions.

W-2 Reporting of Healthcare Coverage - Updated! - Recorded February 22, 2012
Employers will be required to report the actual cost (not estimated cost) of almost all health coverage provided to employees on Forms W-2 for calendar year 2012 beginning with those to be issued in January 2013. The IRS issued initial guidance in a Q&A format on March 28, 2011 (Notice 2011-28). Since then the IRS has provided FAQs on its website and on January 3, 2012 issued Notice 2012-9 which added eight new questions and clarified several of the 31 questions in the original March 2011 guidance.

Our 45-minute updated W-2 healthcare coverage reporting webcast reviews IRS guidance from March 2011 and January 2012 along with changes to the FAQs on the IRS website through February 15, 2012 and will be available through August 31, 2012.

Claims and Appeals, External Review Requirements under PPACA - Recorded December 19, 2011
Nongrandfathered group health plans and group insurers were required to implement a "reasonable claims and appeals process" and establish a federally compliant external review process. This requirement became effective as of the first day of plan years beginning on and after September 23, 2010 or, if later, the date the plan loses grandfathered status.