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GBS Tools 

GBS' proprietary suite of tools is specifically designed to gauge the impact of Healthcare Reform. The tools guide employers through an analysis and exploration necessary to determine the best course of action:

GBS Healthcare Reform Tools

HCR Planner: is an interactive tool that helps employers create a concrete action plan to keep abreast of the rapidly evolving Healthcare Reform rules. This tool provides the framework to identify provisions of Healthcare Reform that will apply specifically to an organization, document any gaps between an organization’s current benefits offering and the legal requirements, and determine next steps in plotting an organization's response to the most up-to-date aspects of the law. Please click here to view demo.

 

HRM (Health Rating Model): gives organizations the capability to develop medical plan premium rates for first dollar, specific excess, and aggregate coverage. Federally mandated health plan changes, such as elimination of lifetime and annual dollar maximums and elimination of cost-sharing for preventive services (for non-grandfathered plans), can have a substantial effect on the cost of some health plans. HRM, an actuarial modeling tool developed by the GBS Healthcare Analytics division, helps value plan design changes, managed care cost, and utilization reductions. HRM allows organizations to simultaneously model up to 11 different multi‐network plan designs, with the flexibility to define plan design features for the overall plan across 33 service categories. Click here to learn more.

 

HCR Financial Outlook: produces a customized range of the potential costs of PPACA based on real-world scenarios to support an organization's decisions about the future direction and management of its benefits and total rewards programs. By running a statistically valid number of simulations, the HCR Financial Outlook projects the cost of an organization's current plan(s) to remain in compliance with PPACA's complex regulatory requirements and includes a comparison of the cost of changing plan design(s) versus the cost of potential penalties. See the HCR Financial Outlook video.