Employer-focused innovation is at the core of Gallagher's business strategy. The employee benefits marketplace is limited in the amount of choices employers and employees have. That is why we believe that continuing research and development of new solutions help sustain our clients' business longevity and competitive edge. Our innovative solutions aim to impact behavior and broaden choice, thus targeting the root of cost increases.
Health Risk Management
In a typical health plan, the vast majority of utilization is driven by a small percentage of participants. As insurers and employers become increasingly aware of this fact, health risk and disease management programs gain in popularity. The challenge many employers face is accurately measuring the return on investment in such programs. Gallagher Benefit Services brings to clients not only an array of choices in programs from proven, competitive vendors, but also the means to assess their effectiveness.
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Consumer-Driven Health Plans
While steadily proving their value, consumer-driven health plans (CDHPs) are still in the process of passing the test of time. Thanks to Gallagher's global reach and focus on best practices, our consulting team has immediate access to the latest research and rule interpretation in the field. Being in the forefront of industry knowledge allows us to deliver to clients the most innovative but proven solutions and ideas, even before they become the norm. Our advanced analytical tools serve to model outcomes with great precision, eliminating a large degree of uncertainty for employers embarking on a new strategy. An additional aspect of value we bring is intensive employee education programs, an integral element of a successful CDHP implementation.
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Direct Reimbursement Plans
Click here to learn more about our Direct Reimbursement Plans.
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Packaged Voluntary Benefits
Voluntary benefits are a crucial component of a comprehensive compensation package, extending the choice for employees without adding to the employer's expense burden. The two deterrents often cited are the added administrative workload and the difficulty in convincing employees of the value. To address these concerns, Gallagher Benefit Services has developed a novel voluntary benefits package, Benefits Buffet. It brings together some of the best voluntary products in the market at significantly reduced prices. For employees, Benefits Buffet groups all choices together on one custom enrollment form. For employers, it provides a single comprehensive billing statement.
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