Non-qualified plans, Executive Compensation, and Estate Planning

Gallagher Retirement Services can provide planning solutions for small- to mid-sized businesses utilizing innovative strategies for supplemental retirement planning and business succession planning.

Our estate planning consultants can help you leave an intended legacy to family and community, which requires skillful planning to maximize assets passed to family members while simultaneously minimizing estate taxes and settlement costs. 

			Plan consulting review and analysis
			Plan design, peer group analysis and benchmarking
			Provider and trustee RFP search and selection
			Implementation, participant communication, and vendor management
			Funding option analysis: Self-funding, Mutual Funds, Corporate Owned Life Insurance, or a combination
			Analyze effects on Income Statement, Cash Flow and Balance Sheet

Services:

			Non-Qualified Deferred Compensation (IRC 409A)
			Supplemental Executive Retirement Plans
			Executive Benefit Plan Benchmarking
			Executive Life and Disability Plans
			Estate Preservation & Strategy
			Benefit Restoration
			IRA Stretch-Out Planning
			Split Dollar Strategy*
			Executive Annuity Plans
			Succession Planning
			Key Person Strategy
			Life Insurance Audits
			Life Insurance Trust Funding (ILIT)

*Split-Dollar Insurance is not an insurance policy; it is a method of paying for insurance coverage. A split-dollar plan is an arrangement between two parties that involves "splitting" the premium payments, cash values, ownership of the policy, and death benefits.  Split dollar arrangements are subject to IRS Notice 2002-8 and Proposed Regulations that apply for purposes of federal income, employment, and gift taxes.

NFPSI Disclosure:

NFPSI Disclosure: Gallagher Retirement Services is the national retirement plan services and consulting division of Gallagher Benefit Services, Inc. Securities and investment advisory services offered through NFP Securities, Inc., Member FINRA/SIPC. Investment advisory services and corresponding named fiduciary services may also be offered through Gallagher Fiduciary Advisors, LLC (GFA), a Registered Investment Adviser and wholly owned subsidiary of Gallagher Benefit Services, Inc. Not all individuals of Gallagher are registered to offer securities or investment advisory services through NFP Securities, Inc. The information presented on this website should not be construed as legal, accounting, tax, or other professional advice, consultation, or service. NFP Securities, Inc. is not affiliated with GBS Insurance and Financial Services, Inc., Gallagher Benefit Services, Inc., Gallagher Fiduciary Advisors, LLC, or the Gallagher Retirement Services division. Neither Gallagher Benefit Services, Inc., the Gallagher Retirement Services division, Gallagher Fiduciary Advisors, LLC, nor NFP Securities, Inc. provide legal, accounting, or tax advice.

This site is published for residents of the United States only. Registered representatives and investment advisor representatives of NFP Securities, Inc. may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact the NFP Securities, Inc. Compliance Department at 512-697-6000.

The web site links referenced are being provided strictly as a courtesy. Neither us, nor NFP Securities, Inc. are liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of the links provided.

To ensure compliance with requirements imposed by the U.S. Internal Revenue Service (IRS) under Circular 230, we inform you that any U.S. Federal tax advice contained in this communication, unless otherwise specifically stated, was not intended or written to be used, and cannot be used, for the purpose of (1) avoiding penalties under the Internal Revenue Code (IRC) or (2) promoting, marketing, or recommending to another party any matters addressed herein.